💼 Full Time🏢 Onsite📈 Junior📍 bengaluru🕒 Posted 12 days ago
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what will you do?
take ownership in designing and driving credit risk strategies across underwriting, limit assessments, pricing structures, portfolio management, and collectionslead initiatives to define and implement new product and pricing strategies by closely collaborating with cross-functional teams, including product, engineering, and data scienceact as a key contributor to the growth of the lending business by generating significant top-line and bottom-line impactsconduct advanced analytics to analyze credit performance, uncover root causes of emerging trends, and develop actionable insights to enhance credit decisioning and portfolio optimizationstay ahead of macroeconomic and consumer behavior trends to forecast risk and adapt strategies accordinglyyou should apply if you:
have 2-6 years of experience in credit risk, data analytics, or relevant roles in consulting, banking, or lendingpossess a proven record of success in data-driven decision-making, with a strong aptitude for quantitative analysis and conceptual problem-solvingare highly proficient in analytics tools such as SQL, Python, R, or advanced Excel, and can confidently interpret and model datademonstrate the ability to thrive in a fast-paced, entrepreneurial environment and strike the right balance between being aggressive and responsible in decision-makinghave a deep understanding of credit risk management, lending products, or consumer credit trends, with tangible achievements in driving portfolio growth or mitigating risk