PHONEPE LIMITED
Software Engineer, Backend at PHONEPE LIMITED
PHONEPE LIMITED is hiring a Software Engineer, Backend in Pune, Maharashtra, India. The role details below come from the employer’s posting. You apply on the employer’s own site, and TechJobs360 never charges candidates.
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1. Job details
PHONEPE LIMITED
Software Engineer, Backend
Pune, Maharashtra, India
Not disclosed by employer
See the job description
On the employer’s site
2. Job description from PHONEPE LIMITED
Company Description
PhonePe Limited (Formerly PhonePe Private Limited) is a technology company that builds digital platforms for Payments, Digital Distribution Services and Financial Services. Headquartered in India, the PhonePe digital payments app was launched in 2016. As of April 2026, PhonePe has over 70 Crore life-till-date registered users and a digital payments acceptance network spread across over 5 Crore merchants. PhonePe’s products and services include Consumer Payments (including Digital Distribution Services), Merchant Payments, Lending and Insurance Distribution services, and New Platforms, which comprise Share.Market (stock broking and mutual funds distribution platform), and Indus Appstore (Android-based mobile app marketplace). Culture:
At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us!
Job Description
Role Overview We are seeking a highly skilled and motivated Software Engineer with 3 to 5 years of experience to join our engineering team. In this role, you will play a critical part in designing and building robust, highly scalable distributed systems. You will collaborate closely with product leadership, mentor junior team members, and take immense ownership of complex technical challenges in a fast-paced environment.
Key Responsibilities
System Architecture & Development: Design, develop, and maintain robust and scalable web-based applications. Create architectural abstractions and technical contracts with a strict adherence to the separation of concerns.
Problem Solving & High-Level Design: Drive solutions for high-level business and technical problems. Lead functional modeling, module decomposition, and system design initiatives.
Architectural Evolution: Implement incremental changes to the existing architecture and conduct comprehensive impact analyses.
Performance Optimization: Profile, tune, and improve performance across large-scale distributed systems.
Cross-Functional Leadership: Collaborate closely with Product Managers to translate business features into technical capabilities. Lead the execution of medium-sized projects and structure workflows into distinct phases to ensure predictable delivery.
Stakeholder Alignment: Work with broader stakeholders to track the impact of deployed projects and features, proactively iterating on them for continuous improvement.
Mentorship: Mentor junior engineers, foster a collaborative team culture, and promote engineering excellence.
Qualifications
Required Qualifications
Education: B.Tech, M.Tech, or Ph.D. in Computer Science or a related technical discipline (or equivalent practical experience).
Experience: 3 to 5 years of professional experience in software engineering, with a proven track record of solving problems at scale.
Programming Expertise: Extensive experience in at least one general-purpose programming language (e.g., Java, C, C++). Exceptional coding skills with the ability to fluently translate design into maintainable, scalable, and unit-tested code.
Concurrency: Strong hands-on experience with multi-threading and concurrent programming.
System Design: Deep expertise in Object-Oriented Design (OOD), design patterns, and building intuitive module and class-level interfaces.
Scale & Data Management: Proven experience building highly scalable business applications, handling complex business flows, and processing massive volumes of data.
Database Proficiency: Solid understanding of relational databases (e.g., MySQL) as well as NoSQL technologies (e.g., HBase, Elasticsearch, Aerospike).
Engineering Best Practices: Strong knowledge of Test-Driven Development (TDD) and experience with the full software development life cycle (SDLC) on a Linux platform.
Working Environment: Demonstrated ability to thrive in a high-growth, dynamic startup environment with high levels of ownership and commitment.
Drive & Passion: A strong analytical mindset with a genuine passion for solving complex, real-world technical challenges.
Additional Information
PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)
Insurance Benefits – Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program – Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support – Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits – Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits – Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits – Higher Education Assistance, Car Lease, Salary Advance Policy
Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form.
Read more about PhonePe on our blog.
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Department Name: Engineering
3. Skills that usually matter in software engineering roles
General guidance from TechJobs360, not part of PHONEPE LIMITED’s posting. The job description above is what counts for this role.
| Area | What to be comfortable with |
|---|---|
| Languages | Java, Python, Go, C# or C++ |
| Frameworks & tools | A web framework, SQL and NoSQL databases, Git, cloud basics |
| Computer science basics | Data structures, algorithms, complexity |
| Ways of working | Version control, code review, testing, reading other people's code |
4. How to prepare for a Software Engineer, Backend interview
Interview formats differ by company and team, so confirm the rounds with the recruiter. Most hiring loops for roles like this cover:
A recruiter call or an online test. Read the job description twice and be ready to explain how your experience matches it.
Often coding problems on arrays, strings, trees, graphs or dynamic programming, solved while you explain your thinking.
Often design and trade-off questions sized to the role: an API, a component, or a small system.
Answer with the STAR method (Situation, Task, Action, Result). Prepare two or three real stories: a hard problem you solved, a disagreement you handled, and something you learned quickly.
5. Take-home pay example (FY 2026–27, new tax regime)
An example for two common package sizes, not this job’s salary. Under the new tax regime (Section 115BAC) salaried employees get a standard deduction of ₹75,000.
| Component | Example: ₹12 LPA | Example: ₹24 LPA |
|---|---|---|
| Basic salary (40% of CTC) | ₹40,000 / mo | ₹80,000 / mo |
| Employee EPF (12% of basic) | -₹4,800 / mo | -₹9,600 / mo |
| Income tax (TDS) | -₹6,933 / mo | -₹32,450 / mo |
| Professional tax | -₹200 / mo | -₹200 / mo |
| Approx. in-hand | ₹81,344 / mo | ₹1,44,304 / mo |
Work out the take-home pay for your own offer, in either tax regime.
6. Questions and how to apply
How do I apply?
Use the apply button below. It opens PHONEPE LIMITED’s own application page.
Does TechJobs360 recruit for this job or charge a fee?
No. We list openings from employers’ career sites. PHONEPE LIMITED runs the hiring, and nobody should ask you to pay to apply.
Is this job still open?
We check listings against the employer’s page every day and take down jobs that have closed.
Should I apply if I don’t match every requirement?
Usually yes, if you meet most of the core requirements and can show you learn quickly. A referral from someone on the team can help your resume get read.
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