Software Engineer III at American Express

Full Time
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American Express

Job opening

Software Engineer III at American Express

American Express is hiring a Software Engineer III in Chennai, Tamil Nadu, India. The role details below come from the employer’s posting. You apply on the employer’s own site, and TechJobs360 never charges candidates.

1. Job details

Company
American Express
Role
Software Engineer III
Location
Chennai, Tamil Nadu, India
Salary / CTC
Not disclosed by employer
Experience
See the job description
How to apply
On the employer’s site

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2. Job description from American Express

The Enterprise Technology Services organization partners with every part of the

American Express business to power the company’s growth and innovation with

trust and efficiency, and drive competitive differentiation with speed, by

supporting the delivery and operations of technology capabilities, platforms,

and services globally. Specifically, the team is responsible for the company’s

technology engineering, architecture, and infrastructure, providing 24×7 support

to ensure an uninterrupted, high-quality experience for external customers and

internal colleagues. It also encompasses product management for core enterprise

platforms, as well as technology risk and information security; enterprise data

governance and platforms; digital product and design; and enterprise AI

platforms across American Express.

RESPONSIBILITIES

* Owns all technical aspects of software development for assigned applications.

Performs hands-on architecture, design, and development of systems.

* Functions as members of an agile team and helps drive consistent development

practices with tools, common components, and documentation.

* Typically spends 80% of time writing code and testing, and remainder of time

collaborating with stakeholders through ongoing product/platform releases.

* Develops deep understanding of tie-ins with other Amex systems and platforms

within the supported domains.

* Writes code and unit tests, works on API specs, automation, and conducts code

reviews and testing.

* Performs ongoing refactoring of code, utilizes visualization and other

techniques to fast-track concepts, and deliver continuous improvement –

Identifies opportunities to adopt innovative technologies.

* Provides continuous support for ongoing application availability.

* Works closely with product owners on blueprints and annual planning of

feature sets that impact multiple platforms and products.

* Works with product owners to prioritize features for ongoing sprints and

managing a list of technical requirements based on industry trends, new

technologies, known defects, and issues.

QUALIFICATIONS

* Bachelor's degree in computer science, computer engineering, other technical

discipline, or equivalent work experience

* 5+ years of software development experience

* Demonstrated experience with Agile or other rapid application development

methods

* Demonstrated experience with object-oriented design and coding

* Demonstrated experience on these core technical skills (Mandatory)

* Core Java, Spring Framework, Java EE

* Relational Database (Postgres / MySQL / DB2 etc)

* Cloud development (Micro-services)

* Parallel & distributed (multi-tiered) systems

* Application design, software development and automated testing

* Demonstrated experience on these additional technical skills (Nice to Have)

* Unix / Shell scripting

* Python / Scala

* Message Queuing, Stream processing (Kafka)

* Elastic Search

* Webservices, open API development, and REST concepts

* Experience with implementing integrated automated release management using

tools/technologies/frameworks like Maven, Git, code/security review tools,

Jenkins, Automated testing and Junit.

At American Express, our culture is built on a 175-year history of

innovation, shared values

[https://www.americanexpress.com/en-us/company/who-we-are/]and Leadership

Behaviors, and an unwavering commitment to back our customers, communities, and

colleagues. From delivering differentiated products to providing world-class

customer service, we operate with a strong risk mindset, ensuring we continue to

uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive

support for your holistic well-being and many opportunities to learn new skills,

develop as a leader, and grow your career. Here, your voice and ideas matter,

your work makes an impact, and together, you will help us define the future of

American Express.

We back you with benefits that support your holistic well-being so you can be

and deliver your best. This means caring for you and your loved ones' physical,

financial, and mental health, as well as providing the flexibility you need to

thrive personally and professionally:

* Competitive base salaries

* Bonus incentives

* Support for financial-well-being and retirement

* Comprehensive medical, dental, vision, life insurance, and disability

benefits (depending on location)

* Flexible working model with hybrid, onsite or virtual arrangements depending

on role and business need

* Generous paid parental leave policies (depending on your location)

* Free access to global on-site wellness centers staffed with nurses and

doctors (depending on location)

* Free and confidential counseling support through our Healthy Minds program

* Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions

without regard to race, color, religion, sex, sexual orientation, gender

identity, national origin, veteran status, disability status, age, or any other

status protected by law.

Offer of employment with American Express is conditioned upon the successful

completion of a background verification check, subject to applicable laws and

regulations.

3. Skills that usually matter in software engineering roles

General guidance from TechJobs360, not part of American Express’s posting. The job description above is what counts for this role.

AreaWhat to be comfortable with
LanguagesJava, Python, Go, C# or C++
Frameworks & toolsA web framework, SQL and NoSQL databases, Git, cloud basics
Computer science basicsData structures, algorithms, complexity
Ways of workingVersion control, code review, testing, reading other people's code

4. How to prepare for a Software Engineer III interview

Interview formats differ by company and team, so confirm the rounds with the recruiter. Most hiring loops for roles like this cover:

Screening

A recruiter call or an online test. Read the job description twice and be ready to explain how your experience matches it.

Technical round

Often coding problems on arrays, strings, trees, graphs or dynamic programming, solved while you explain your thinking.

Practical or design round

Often design and trade-off questions sized to the role: an API, a component, or a small system.

Manager and behavioural round

Answer with the STAR method (Situation, Task, Action, Result). Prepare two or three real stories: a hard problem you solved, a disagreement you handled, and something you learned quickly.

5. Take-home pay example (FY 2026–27, new tax regime)

An example for two common package sizes, not this job’s salary. Under the new tax regime (Section 115BAC) salaried employees get a standard deduction of ₹75,000.

ComponentExample: ₹12 LPAExample: ₹24 LPA
Basic salary (40% of CTC)₹40,000 / mo₹80,000 / mo
Employee EPF (12% of basic)-₹4,800 / mo-₹9,600 / mo
Income tax (TDS)-₹6,933 / mo-₹32,450 / mo
Professional tax-₹200 / mo-₹200 / mo
Approx. in-hand₹81,344 / mo₹1,44,304 / mo

Work out the take-home pay for your own offer, in either tax regime.

Open the salary calculator →

6. Questions and how to apply

How do I apply?

Use the apply button below. It opens American Express’s own application page.

Does TechJobs360 recruit for this job or charge a fee?

No. We list openings from employers’ career sites. American Express runs the hiring, and nobody should ask you to pay to apply.

Is this job still open?

We check listings against the employer’s page every day and take down jobs that have closed.

Should I apply if I don’t match every requirement?

Usually yes, if you meet most of the core requirements and can show you learn quickly. A referral from someone on the team can help your resume get read.

Apply for Software Engineer III at American Express

Apply on the employer’s site →

Free to apply. TechJobs360 never charges candidates.

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Software Engineer III at American Express
American Express · Chennai, Tamil Nadu, India
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